PERSONAL
Home Loan Types



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Unlock your dream home

Buying a home can feel exciting and overwhelming at the same time. Whatever your goals, Minnwest Bank is here to guide you through the home-buying, construction or refinancing process, all while offering highly competitive mortgage rates.

Our Mortgage Bankers will leverage their local expertise to help you navigate various financing options and customize loan terms to fit your needs.  It’s what we do, to help you do. 

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first mortgage

Home purchase & refinance

Minnwest Bank has all the first-mortgage options you need. We offer mortgages with competitive rates and flexible repayment terms. 

second home

Second home & investment properties

Available for both second home options and investor loans for non-owner-occupied properties. The property must be a one-to-four family residential property. 

lot land

Lot & land loans

Wanting to build a new home and have a lot in mind to purchase to start? Or looking for recreational land to hunt or use? Minnwest Bank has lot/land loan-only options specifically for you.

construction

Construction loans

Consider Minnwest Bank if you’re looking forward to building your dream home. Our streamlined construction-to-mortgage loan process is designed to take you from building to move-in with ease.

Government Loan Options: FHA, VA, and USDA 

Minnwest Bank also provides options for all government loan programs in addition to conventional and in-house products. These wide array of products will ensure you are put into the best product for your particular borrowing needs.

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home equity loan3

Home Equity Loan & Line of Credit 

Using your home’s equity could be your most flexible financing tool. Use this option to consolidate loans, make home improvements, buy new cars and boats, or whatever else you have in mind.

All credit and loan products are subject to credit approval. NMLS #412662.