Cashback Checking that works for you.
Minnwest Cashback Checking gives you cashback for everyday spend and banking. Earn up to $360 every year.
Simple Cashback Checking
Up to $10 cashback per month
$5/month eStatements
1% cashback on eligible debit card purchases up to $5/month
Additional Features:
Up to $15/month of ATM offsite usage fees refunded
$5 monthly service charge. Waived by eligible direct deposit
Enhanced Cashback Checking
Up to $20 cashback per month
$5/month direct deposit
1% cashback on eligible debit card purchases up to $10/month
$5/month eStatements
Additional Features:
Two free outgoing domestic wires/year
One free box of Custom Creation checks per year
Up to $15/month of ATM offsite usage fees refunded
$15 monthly service charge. Waived by maintaining a $5,000 monthly average balance
Ultimate Cashback Checking
Up to $30 cashback per month
$5/month direct deposit
1% cashback on eligible debit card purchases up to $20/month
$5/month eStatements
Additional Features:
Unlimited free incoming domestic wire
Two free outgoing domestic wires/year
One free box of Custom Creation checks per year
Up to $15/month of ATM offsite usage fees refunded
$25 monthly service charge. Waived by $25,000 combined monthly average in all related consumer deposit accounts. Tiered Rate Account1
Cashback checking accounts are available to personal checking account owners. Businesses are not eligible for these accounts. Limited to one Enhanced Checking and one Ultimate Checking account per person as primary owner.
Account transaction activities may take one or more days to post and settle to your account. Purchases must be made using the debit card associated with your account. Minnwest’s ATM offsite usage fee pertains to any ATM outside of the MoneyPass network. Fees charged by non-Minnwest ATM operators or networks may apply.
Cashback Rewards, if qualifications are met, will be credited monthly as follows: eStatement cashback, 1% cashback on debit card purchases and direct deposit cashback - on the last business day of the statement cycle. Minnwest’s ATM Offsite Usage Fee Refunds - on the same business day as the non-Moneypass ATM transaction posts. Contact a bank representative for current interest rate, annual percentage yield and disclosure information. Fees could reduce earnings. (1) Interest rate subject to change. Overdrafts and non-sufficient funds (NSF) fees may apply. Bank fees and service charges may cause your account to become negative which may cause additional fees. A continuous negative balance fee may be charged on any negative balance regardless if the negative balance is caused by transactions, fees, or service charges. If the account is closed before the end of the statement cycle, any cash back rewards earned for that period, but not yet paid, will be forfeited.
Account approval, terms & conditions, qualifications, limits, timeframes, enrollments and other requirements apply.

Digital Banking
Minnwest Digital Banking is secure and easy-to-use, giving you a streamlined experience across devices. Enjoy user-friendly navigation to help you accomplish tasks more quickly, and financial reporting tools including a spending analysis and graphs.
Why Minnwest?
Year after year we ask our customers this question and get the same answer: Service. At Minnwest, we make banking personal by answering the phone, connecting with people, contributing to community development and finding flexible financing solutions. We’re big enough to help you pursue your dreams and small enough to cheer you along each step of the way — because we are doers like you.
About Minnwest

Protect you and your account
Minnwest Bank offers secure services to protect you and your account. With your checking account, we will also provide you with a Debit Card Fraud Protection service that monitors your card transactions and assesses the likelihood of fraud on your account.
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