Open an Account
Checking
Selecting a checking account that is right for you, should be quick and easy. With our checking account solutions, you'll find an account that fits your lifestyle, all with the ease and convenience of opening an account online in under 15 minutes.
Online Exclusive1
Digital Checking
Banking Online has never been easier. With our Digital Checking, you will get all the services to help you manage your account anywhere, anytime, and we will reward you with competitive interest.
Classic Checking
Keeping the benefits of this account classic, we are working to simplify your life, not complicate it by giving you the ability to have an account with no monthly service charges.2
Preferred Checking
Our Minnwest Preferred Checking is more than a checking account. Loaded with benefits, such as IDProtect3 and Cellular Telephone Protection4 . We are not only safeguarding your money but your future.
Platinum Checking
With our Platinum account, you get rewarded for your entire relationship with the bank from competitive tiered interest to cashback rewards. We know you work hard for your money. Make it work harder for you.
1 Minnwest Bank Digital Checking is not available to open in branch and is only available to open online.
2 $2.00 monthly service charge waived if enrolled in online statements.
3 IDProtect service is a personal identity theft protection service available to personal checking account owner(s) and their joint account holders. Service is not available to clubs, organizations and/or churches and their members, schools and employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Minnwest Preferred Checking is not available to businesses.
4 Cellular telephone bill must be paid through this account. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to Benefit is provided at account opening.
Savings
Saving shouldn't be a chore. That's why we are making it easy for you, with options that fit every stage of your life so that you can achieve your financial goals. Don't wait to become financially healthy. DO. Open a Minnwest Savings account online today.
Thrift Savings
Get on the road to a better financial future with our Thrift Savings Account. Don't let everyday distractions get in your way. Start savings for what you want to do next month, next year or in the next phase of your life.
Investment Savings
Our Investment Savings gives you a guaranteed return without the worry of investing or the hassle of the markets. Earn competitive market rates when you open an account with a minimum of $10,000 and watch your money grow into a healthy financial future.
Money Max Savings
Earning a higher rate of interest doesn't mean locking away funds for an extended period. Give your savings balance a boost with our Money Max Savings account, so you can get on the road to financial freedom.
CD
Opening a high-yield online CD couldn't be easier. Start saving today for a better future with a Minnwest Bank Digital CD. Just choose your term and let your money go to work for you.
6 Month Digital CD1
Earn 3.18% APY on a 6 Month Digital CD, and get started with a low minimum opening balance of $1,000. Open your digital CD with our fully online application in under 15 minutes.
12 Month Digital CD1
Earn 3.50% APY on a 12 Month Digital CD, and get started with a low minimum opening balance of $1,000. Open your digital CD with our fully online application in under 15 minutes.
30 Month Digital CD1
Earn 3.51% APY on a 30 Month Digital CD, and get started with a low minimum opening balance of $1,000. Open your digital CD with our fully online application in under 15 minutes.
1Minnwest Bank Digital CD Specials are not available to open in branch and are only available to open online.
An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields (APY) are current as of 9/23/2024.
Loan
Minnwest has a loan for your next step in life.
Need more information? Read our Personal Loan Descriptions.
Checking
Tailored to both our Business and Agri-Business customers, keep cash flowing with a checking account that’s customized to your business' needs.
Classic Business Checking
Just getting started or won’t have high balances in the account? Get started with a $100 deposit and save time and money by managing your business online or from your phone with access to a full suite of cash management services.
Platinum Business Checking
Planning to have higher balances in your account and want to take advantage of a full suite of cash management services? Manage your business and your money with this analyzed business checking account that provides you with the ability to offset your monthly maintenance fees with earnings credit. Start doing more with your money today.
Nonprofit Checking
If you keep a high balance, let those reserves earn interest while you enjoy the benefits of a checking account that provides a full suite of cash management services. Designed specifically for 501c(3) nonprofit organizations, manage your time and money with cash management services and spend time on the things that really matter.
Classic Nonprofit Checking
Designed for nonprofits with low volume or as a secondary account, save time and money by managing your nonprofit online with access to online banking and a full suite of Cash Management services. Get started with only a $100 deposit today!
Platinum Nonprofit Checking
Manage your medium- to high-transaction volume nonprofit with this analyzed checking account that provides you with a full suite of cash management services to help manage your nonprofit. Put your reserves to work for you by offsetting your monthly maintenance fees with competitive Earnings Credit rates.
Not sure which account is right for you?
Need assistance selecting an account?
Customer Care Center: Open 24-hours a day, 7 days a week
1-844-MINNWEST (646-6937)
Savings
Make your money work as hard as you do with a Business Savings account. We've designed our savings account products for businesses and nonprofits of all sizes.
Classic Business Savings
Get on the road to a better financial future with our Classic Business Savings account. With minimal investment, you and your business can earn interest and do more with your money when you maintain a $300 balance.
Platinum Business Savings
Even the best laid business strategies need a financial safety net for life's unexpected circumstances. Our Platinum Business Savings account features competitive interest and online services to manage company funds with ease.
Nonprofit Savings
Designed specifically for nonprofits, set funds aside for unexpected costs and start earning competitive interest on your balances over $300 with our Nonprofit Savings account.
Platinum Nonprofit Savings
Put extra funds to work by depositing them in a savings account that earns higher interest rates as you save more. Our Platinum Nonprofit Savings account features competitive interest, and online services to manage your nonprofit funds with ease.
CD
A sure thing is never a bad thing when it comes to business. Start with as little as $1,000 and invest for the short or long term.
6 Month Digital Business CD1
Earn 3.18% APY on a 6 Month Digital Business CD, and get started with a low minimum opening balance of $1,000. Open your digital CD with our fully online application in under 15 minutes.
12 Month Digital Business CD1
Earn 3.50% APY on a 12 Month Digital Business CD, and get started with a low minimum opening balance of $1,000. Open your digital CD with our fully online application in under 15 minutes.
1Minnwest Bank Digital Business CD Specials are not available to open in branch and are only available to open online.
An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields (APY) are current as of 9/23/2024.